Home About Us the Rabbis Contact Us

what's new on Revach
Parshas Pinchas: Rav Yehonoson Eibshitz - Where did Zimri the Great Tzaddik go Wrong?

Showering the Night Before a Taanis

Ha Lachma Anya: Rav Eliyahu Dessler - Celebrating Freedom With Poor Bread

Rav Yaakov Edelstein - The Two Words He Wanted to Be Able to Speak

A Night to Remember All Year Round
[view all questions in this category]

Section: Questions   Category: Money Matters
TAGS:ma'aser  tzedaka
Money Matters - Charity
Submitted by Ryan  Answered by Rav Yehonoson Hool
Question: Hi I am giving charity now before the end of the financial year (June) and I want to try give 10% of my income to charity. I am trying to work out what to give 10% of. Obviously taxation is not included at income so a net figure (after tax) is used. In Australia (I am writting from Sydney) expenses from any investment property are used to reduce ones income for tax purposes e.g. If one earns 0,000 and one has expenses on an investment property of ,000 the tax office will only assess ,000 of income. Is it the same with calculations for tzedaka? I use my car for work, not only to get to work but also between offices. Can I use my car expenses to reduce my income? What else do I need to consider in my calculations of the 10% of my income. Ryan

The general rule of thumb with regards to ma'aser kesafim is that all expenses that are directly accrued to enable one's generation of income can be deducted from the reckoning of one's income with regard to ma'aser.

So for example, if one rents an office for one's work, the cost of upkeep of the office, including rent, insurance and so on are all income-associated costs that may be offset against one's income when calculating one's overall income. If one commutes to work, or if one's car is used for work, one can deduct those costs as well. However, if one uses a car for private use not associated with work, one cannot reckon the running costs as a business expense.
In your example, if one earns $100,000 and one has expenses on an investment property of $20,000 the tax office will only assess $80,000 of income. So too with calculations for tzedaka, you need only give 10% of $80,000.

Incidentally, as a general rule with regard to ma'aser kesafim, in order to avoid problems of nedarim, one should declare at the outset that by giving ma'aser one intends not to oblige oneself with any nedarim.

posted:2009-06-09 22:38:19

printable version     email to a friend

Send Your Comments
Name optional
Display my name?
Yes   No
EMAIL optional
Your email address is kept private.
COMMENTS required
    Most Viewed Lists
  1. "Zissen" Pesach
  2. Toivel Hot water Urn
  3. Bracha for bANANAS
  4. sprinkler on Shabbos clock
  5. shaving body
    Last Viewed
  1. Charity
  2. Non-kosher microwave oven
  3. DikDuk in Tefila
  4. shalosh ha'regalim
  5. Succah