http://revach.net/article.php?id=4814

Section:  Avodah   Category: Pirkei Avos
Pirkei Avos: Rav Binyomin Finkel - How To Turn Dust Into Gold

The Mishna says in pirkei Avos (6:9), "B'shaas Pitiraso Shel Adam Ein Milavin Lo LiAdam Lo Kesef V'Lo Zahav V'Lo Avanim Tovos U'Margolios", at the time of a person's death when he is escorted away from this world he is not accompanied by gold, silver, precious stones, or pearls, only Torah and Maasim Tovim. Does the Mishna really need to tell us this? Doesn't everyone know that shrouds have no pockets and you cannot take it with you?

Rav Binyomin Finkel answers that the mishna is actually coming to teach us how we can take our money with us. The Mishna tells us that the only way to take our money with us is by using it for Torah and Maasim Tovim. In its raw form form it is worthless but if you have spent your riches supporting Torah and doing good deeds then all the riches will indeed follow you to the next world.

In the olden days and even today alchemists are trying to turn dust into gold. Well no one has been successful yet and what a waste it would be since they are both intrinsically worthless. We on the other hand can turn plain old gold into eternal gold, gold that will accompany you into the grave and onward to the next world. And it doesn't take a rocket scientist to do it yourself at home.